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Items Needed to Apply


  • a complete, fully executed copy of the Agreement of Sale
  • 10 business days prior to closing, the declaration page of your homeowner's insurance for the subject property and invoice/receipt evidencing the paid premium for one year with coverage that meets or exceeds the amount of mortgage borrowed
  • contact information for agents, title company, and/or attorney, if applicable
  • personal check made out to appraiser 


  • copy of current mortgage statement
  • Homeowner's Insurance Declaration Page
  • copy of paid real estate tax bills
  • appraiser to be paid on-site (C.O.D.)


  • a copy of your driver's license or photo ID
  • copies of your most recent asset statements (checking, savings, money markets, CDs, retirement, etc) and must include all pages
  • gift letter and supporting documentation, if applicable
  • divorce decree, property settlement and/or separation agreement, if applicable
  • fully executed and completed mortgage application & relevant disclosures


  • a most recent pay stub evidencing year-to-date earnings, your name, employer, and social security number
  • W-2s for the last two years


  • last 2 years' Federal business and personal tax returns including all schedules
  • year-to-date Profit & Loss
  • name and telephone number of CPA for third party verification

Contact us: mortgage@buckscountybank.net 

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